Working capital thatlifts your business.
Revenue-based funding from $100 to $5,000, at one fixed cost. No interest, no APR, and checking your options never touches your credit.
$100-$5,000
Advance range
24 hrs
Typical time to funding
48
States served
0
APR chargedone fixed cost
Funding sized to the business, not the paperwork.
Request anywhere from $100 to $5,000. You pick the amount; the terms stay plain the whole way through.
One fixed cost, not interest
You agree to remit a set amount from your future receivables. It is never expressed as an APR.
From 3 months in business
Owner-operators with at least $5,000 in monthly revenue can request an advance.
Credit-safe to check
Seeing your options is a soft touch. It never affects your business or personal credit score.
No advance fees
We never ask for a payment up front in exchange for a promise of funding. Not once.
One advance, put to work however the business needs.
Inventory & stock
Buy ahead of demand instead of chasing it.
Payroll & new hires
Make the run and bring on the extra pair of hands.
Equipment & repairs
Fix the truck, replace the oven, add the bay.
A marketing push
Fund the campaign while the season is hot.
Bridge a slow month
Smooth the gap between busy and quiet.
Unexpected costs
Handle the surprise without stalling the week.
Built for the businesses that run on cash flow.
If you own the business and the revenue is real, the paperwork stays short. Here is who we fund most.
Retail & boutiques
Stock up before the season, not after.
Restaurants & food
Cover a slow month or a new piece of kit.
Auto & repair shops
Parts, tools, and the extra bay.
Salons & services
Renovate the chair, hire the hands.
Contractors & trades
Buy materials before the invoice clears.
Trucking & logistics
Fuel and payroll between settlements.
Three steps, one climb.
From the first request to money in the account, the whole path stays short and stays plain.
Request
Tell us the amount and a little about the business. It takes about two minutes and never touches your credit.
Review
We match your revenue to a funder and confirm the terms with you. No paperwork marathon, no advance fees.
Funded
Approved advances can reach your account in as little as 24 hours, as a single lump sum.
Handled the way a business expects.
Four things we commit to in writing, and hold to on every request — before you send us a single figure.
Protected in transit and at rest.
Encryption and access controls guard every request from the moment you submit it.
No advance fees, ever
We never ask for money up front in exchange for a promise of funding. Not once, not in any form.
Checking is credit-safe
Reviewing your options is a soft touch. It leaves your business and personal scores exactly where they were.
Plain about our role
Where a third-party funder provides the advance, we act as a connection provider, not a party to your agreement.
Your data stays yours
We do not sell your information. Access is limited to the people and funders who need it to answer your request.
We got the parts in before the customer even called back. That never used to happen.
Marcus Vitale
Owner, Vitale Auto Works. Cleveland, OH
Questions, answered plainly.
Is this a loan?
No. A merchant cash advance is the purchase of a portion of your future receivables. What you remit is a fixed cost, not interest, and it is never expressed as an APR.
How much can I request?
Anywhere from $100 to $5,000. The amount you qualify for depends on your business revenue.
Will checking affect my credit?
No. Reviewing your options is a soft touch that does not affect your business or personal credit score.
How fast is funding?
Approved advances can reach your account in as little as 24 hours once terms are confirmed.
Do you charge fees up front?
Never. We do not ask for any payment in advance in exchange for a promise of funding.
Who qualifies?
Owner-operated businesses that have been running for at least 3 months with about $5,000 in monthly revenue. Funding is not offered in California or New York.
Ready to move the business up?
Request $100 to $5,000 in about two minutes. No impact to your credit to check.